tamamh.blogg.se - Healthfirst reward card program form

Above mentioned discount rate is calculated with an example of a family of four with both parents aged 30, and the son and daughter are aged 3 and 0 respectively. *Insurance premium is calculated according to the insured persons’ age, smoking habit, plan option and deductible option. In case of any dispute, Cigna’s decision shall be final.

Discounts offered by different Cigna medical network doctors may vary.

Annual Deductible does not apply to Compulsory Quarantine Cash.

Notifiable Infectious Diseases refers to any kind of notifiable infectious diseases identified and defined and published by Hong Kong Government in accordance with the Prevention and Control of Disease Ordinance (Cap.

For more, please refer to 10Life ratings. The 10Life Medical Coverage Score (out of 10) is calculated according to the Estimated Average Coverage Ratio, so higher the score means higher the medical coverage for the insurance plan. 10Life actuarie refers to the benefit limits on each expense category to calculate the estimated coverage amount (to be paid by the insurer) and out of pocket expenses (to be paid by the policyholder). Only medical insurance plans that have 10Life Overall Medical Score (includes Medical Coverage Score and Auxiliary Benefits Score) higher than 9, which also means both medical coverage and auxiliary benefits are higher than market average can be recognized with a 5-star rating.

Using factors that matter the most to the consumers, 10Life produces objective high-end medical insurance scores and rankings based on medical coverage and auxiliary benefits. 10Life is a digital platform that provides professional and unbiased insurance information for consumers.The Basic Benefit and Optional Outpatient Benefits under standard private room and semi-private room types are subject to an overall maximum annual limit of HK$50 Million and HK$30 Million respectively.

The unlimited lifetime cover does not apply to Optional Pharmacy Benefits.